Umbrella Policy

This tip was provided by Danny R. Benson                                                   

Life is full of worries. We can provide one less thing to worry about and that is being sued over the unexpected catastrophe type loss.

What if your child's friend got accidentally hurt in your backyard, your housekeeper fell down a flight of stairs, you were at fault in an auto accident and severely injured a cardio-vascular surgeon?  Will you be financially prepared for the inevitable lawsuit?

The umbrella policy will protect you from being financially leveled as a result of being sued in excess of your current policy limits.  In today's litigious society, one must take advantage of ways to protect one's self from unexpected tragedies.  Umbrella policies begin by providing extra liability insurance over your current liability limits.  Protection starts at $1,000,000.00 extra liability insurance coverage for your home, cars, boats and personal activities.

The best part of umbrella's, besides the extra protection, is they are extremely affordable, in most cases running slightly over $100.00 annually.   You probably own more and have more assets than you did years ago.  Since the value of your assets has probably increased over the years, you may need to increase your insurance protection.

Umbrella policies give you peace of mind and protect you financially at the same time.  We can help give you piece of mind and that is something you can't put a price on these days.  Call for a free quote.